WarrenShute.com is a financial education site and does not replace good quality financial planning advice. We bring you information and ideas to help you make the best decision you can, which may be to seek a personal recommendation from a regulated financial adviser.

If you need to seek advice, we suggest in the first instance you contact http://www.financialplanning.org.uk/wayfinder which holds a list of Certified Financial Planners.

Always check that the financial adviser is regulated on listed on the Financial Conducts Authority’s register here https://register.fca.org.uk/ShPo_Homepage You can search for an individual and a firm, both should be registered.

We can't guarantee to be perfect, so use the information on the site intelligently, at your own risk as we can't accept liability if things go wrong.

The information contained on this site does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances.

Whilst we aim to give you accurate information at the point of publication, regulations, taxation and products change, so please clarify any actions before relying on the information provided.

We often link to other websites, but we can't be responsible for their content.